What is Title Insurance?
When you purchase real estate, you are not just buying a property — you are purchasing the legal right to own it. Title insurance exists to help protect that ownership. At Regency Title & Escrow, we believe buyers and sellers should fully understand the closing process, including why title insurance matters long before and after the documents are signed.
Protecting Your Property Rights From Day One
When you purchase real estate, you are not just buying a property — you are purchasing the legal right to own it. Title insurance exists to help protect that ownership.
At Regency Title & Escrow, we believe buyers and sellers should fully understand the closing process, including why title insurance matters.
Unlike most insurance policies that protect against future events, title insurance protects against issues connected to the property’s history.
Before closing, a title company performs a detailed title search to identify and resolve potential concerns whenever possible. Once the transaction closes, the title insurance policy provides protection if a covered issue later appears.
Types of Title Insurance
Why it matters?
Owner’s Title Insurance
An owner’s policy helps protect the buyer’s ownership rights and financial interest in the property.
This coverage can help defend against covered claims involving ownership disputes, liens, or title defects that existed before the purchase.
Lender’s Title Insurance
Most lenders require a lender’s policy as part of the mortgage process. This policy protects the lender’s financial interest in the property until the loan is paid off.
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Peace of mind
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Protection against hidden title issues
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Financial security
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Confidence in property ownership
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Assistance with covered legal defense costs